A. We insure death or destruction directly resulting from or made necessary by:
1. Fire, smoke, or lightning;
2. Windstorm, cyclone, tornado, hail, flood, earthquake and explosion;
3. Riots, civil commotion;
4. Collapse of buildings, bridges or culverts, or any falling structure, tree or part thereof;
5. Collision or derailment or overturn of vehicle on which the dog(s) is being transported;
6. Collision with vehicles;
7. Aircraft and objects falling therefrom;
8. Stranding, sinking, burning or collision of vessles, including any salvage charges incurred;
9. Accidental shooting, except by you or your employees;
10. Drowning;
11. Mutilations, except by you or your employees.

B. Theft from within:
1. The domicile of the insured;
2. An adequately fenced enclosure where the dog may be kept;
3. A boarding kennel or veterinary hospital or from exhibition premises at any show;
4. A motor vehicle.

a) Caused by death resulting from or contributed to by any disease;
b) Caused by the infidelity of your employees or persons to whom the dog(s) is entrusted (carriers for hire excepted);
c) Caused by your neglect to use all reasonable means to save and preserve the dog(s) at and after any disaster insured against;